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Blog :: 2019

Delap Will Bike 4 Food

 

Hello! 


Delap is participating in an exciting local event! Bike 4 Food is an annual bicycling event in Hatfield, MA. Bikers of all levels can ride to raise money to alleviate hunger. Celebrating its 9th anniversary, the Bike 4 Food Benefit boasts bringing hundreds of individuals, businesses, and organizations together to raise funds for the Food Bank of Western Massachusetts. 

Cyclists can choose from 10, 25, 50, or 100 mile riding routes through the bright fall colored pioneer valley. Anyone can ride alone, with friends, family, or coworkers. Every $1 raised will provide 3 meals to our neighbors.

To date, Bike 4 Food has provided 1 million meals across Western Massachusetts. 

Sign up to volunteer, ride, or just donate if you can’t make it out to the event on September 29th!

Delap will be volunteering and riding in the event. Come out and join us on Sunday, September 29th :) 
 

WillBike4Food → Will Bike 4 Food Facebook Page

https://www.bikereg.com/wb4f2019  → Registration

https://www.pledgereg.com/wb4f2019  → Donate

https://www.foodbankwma.org/events/wb4f/volunteer/ → Volunteer
 

We hope to see you there!


- Delap 

Attracting Fall Home Buyers

Hello All!

Are you considering putting your house on the market soon? Buyers are looking. In Autumn, Buyers and Sellers are more motivated to take the real estate process more seriously, before Winter really closes in. 


Here are some tips to attract the Fall home buyer:
 

  1. Clean up your yard. Make sure to cut and pull those persistent summer vines, bittersweet especially. 

  2. Get creative with curbside flowers. Decorate with Autumn decor. Marigolds, mums, pumpkins.

  3. Wash your windows, inside and out. Remove the screens, if you can, and clean those as well.
    They may not look dirty but they are.

  4. Change your furnace filter. Better for you and your family’s health.

  5. Consider cleaning out the fireplace, if you haven’t already. Decorate inside with lit candles for the showing. 

  6. Bring in the light, turn on the lights. Ensure your home is well lit. Lighting improves a home’s atmosphere.

  7. Prepare some autumn snacks to enjoy and share with potential buyers. The smells of apples and cinnamon
    are just an added bonus.

  8. Consider playing soft background music if you can.
     

Remember, in the end, everyone involved wants to say goodbye
to a good home and hello to a good home. Let’s all work together to make that happen.

 

- Delap

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Art in the Orchard

Happy Thursday! Looking for something to do this weekend? Have you ever been to Art in the Orchard at Parkhill Orchard? There’s an outdoor art gallery in our community! Parkhill is a working fruit farm and walking sculpture exhibition. This year’s exhibition is the fourth biennial featuring all new works by exciting artists. 

Walking the sculpture trail is free! Art in the Orchard welcomes voluntary donations with a suggestion of $5 per person and $20 per group. If you can, of course, please support this local family farm through donation, Pick Your Own Fruit, or by purchasing any of the yummy produce and goods sold at their farmstand. Art in the Orchard is open until Thanksgiving 2019. 

Take a stroll through the winding fruit gardens, pick your own apples, and experience incredible visual art. One of my favorite pieces is the Big Red Frame near the parking area. One of my favorite artists performed an acoustic cover of her song there, with incredible views surrounding her. 

https://www.youtube.com/watch?v=9aFqnlOGytE&t=269s

Plus! On Sunday September 8th, at 3pm, Bread and Puppet Theater will present The Diagonal Life Circus. Admission is by donation, $10-25 suggested.
 

Parkhill Orchard
82 Park Hill Rd
Easthampton, MA

Art In the Orchard on Facebook
AIO Photo Gallery

Bread and Puppet Theater
Glover, VT

 

https://breadandpuppet.org/tour-schedule

 

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    Fall Home Maintenance



    Welcome back from vacation! Best wishes to those heading back to school. Whether you’re getting ready to move, staying exactly where you are, or unsure where to go next, Autumn is a time of beginnings. For one, fair season is upon us! Just one of the many Fall traditions that makes Western Massachusetts a charming exciting place to live. 

    As you know, Fall is the perfect time to dive into any home repairs that can improve your carbon footprint and save you money. Don’t forget to take care of your home as winter approaches! :-)
     

    Fall maintenance tips:

    • Clean your gutters.
    • Don’t start wood burning season without a clean chimney! It’s a fire hazard :)
    • Make a day of cleaning up the yard and/or garden. Celebrate with a bonfire!
    • Plant some bulbs!
    • Plant perennials!
    • Winterize your Home

      • Caulk around windows if there are cracks.

      • Close up your fireplace, all the way.

      • Replace weatherstripping around doors.

      • Add drapes and heavy rugs to your home, providing extra insulation. 

      • Buy a water heater blanket at a local hardware store to keep your tank from losing heat

      • Clean furnace

        • Change the furnace filters

      • Shut off outdoor water so your pipes don’t freeze!

      • Consider window insulation film for added protection.
         

    For those of us who don’t know everything, I find that a quick google search and a Youtube how to are very helpful with getting tips and insight from people who have found solutions already. Why stress when an answer exists? Head to your local library if you’re in need of a computer or internet!

    Remember deep breaths and to spend time outside in the fresh fall air. Next post on Thursday!
     

    - Delap :)

     

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    Rolling with the Seasons

    Raspberries are one of my favorite seasonal snacks.
    I love adding them to ice cream, smoothies, or just snacking
    on them straight out of the carton. But one thing I don’t love is the often
    outrageous pricing at grocery stores. Fortunately for me (and for
    all of you berry lovers out there), the valley is rich with abundance! 

    When you get fresh produce from your local farm stands
    and farmers markets, you’re buying fresher, tastier, in season
    produce at lower prices while supporting your community’s economy.
    Not everyone lives in such a crop-abundant area—take advantage of
    what our home naturally supplies us and roll with the seasons.

    Make it a weekly outing with your family, friends, or self.
    Share a present moment with loved ones. And take it from
    all of us at Delap: Farmers markets are much less stressful
    than grocery stores! Farmers are homeowners and our neighbors. 

    Let’s strive to support them AND have fresh food for our own kitchens. 

    The farmers markets in Western Massachusetts can be found
    all year long. Below is a seasonal schedule of the Pioneer Valley markets.

                                                                 Know where your food comes from.
                                                                              Support your local farmers.
                                                                                                     Save Money. 

                                                       What’s in season? Native Corn  Blueberries  Raspberries  Peaches 

    Summer/Fall Schedule

    Amherst 

    Thru November 16th 

    Saturdays 7:30am - 1:30pm

    @ Downtown Amherst in Spring St Parking Lot & Boltwood Ave
     

    Belchertown 

    Thru October 6th

    Sundays 10:00am - 2:00pm 

    @ Belchertown Common
     

    Easthampton 

    Thru October 5th

    Saturdays 9:00am - 1:00pm 

    @ 50 Payson Ave
     

    Florence 

    Wednesdays 2:00pm - 6:00pm 

    @ Florence Civic Center 
     

    Hilltown Mobile Market

        Thru September 26

    Huntington 

    Fridays 3pm-5pm

    @ Stanton Hall Green 24 Russell Road

    Worthington 

    Thursdays 3pm-5pm 

    @ The Maples 48 Old North Road
     

    Northampton 

         Thru November

    Tuesdays 1:30pm - 6:30pm 

    @ Behind Thornes Marketplace (Next to Parking Garage Downtown)

    Saturdays 7:00am - 1:00pm 

    @ Upper Gothic St Downtown 

    -->Ware 

    Just Opened!

    Saturdays 10:00am - 2:00pm 

    @ Grenville Park 73 Church St
     

    Westfield 

    Thru October 10th 

    Thursdays 12:00 noon - 6:00pm

    @ 36 Court St with Live music & Food!
     

    Williamsburg 

    Thru October 24th

    Thursdays 2:00pm - 6:00pm 

    @ Route 9 on Lawn on Meekins Library 
     

    Worthington 

    Family Owned Sawyer Farm Stand 

    Open 9:00am-7:00pm Daily 

    @ 19 Sawyer Rd 

     

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    Mortgage Rates Drop to 2-Year Lows

    Good news for homebuyers: The June 6th results of Freddie Mac’s Primary Mortgage Market Survey® (PMMS®) show that the 30-year fixed-rate mortgage rate has fallen to 3.82 percent, the lowest level since September 2017, and these rates are holding this week.  If you are considering buying, now is the time to take advantage of these low rates.

    Freddie Mac Primary Mortgage Market Survey

    Sam Khater, Freddie Mac’s chief economist, says, “While the drop in mortgage rates is a good opportunity for consumers to save on their mortgage payment, our research indicates that there can be a wide dispersion among mortgage rate offers. By shopping around and getting a single additional mortgage rate quote, a borrower can save an average of $1,500.”

    • 30-year fixed-rate mortgage (FRM) averaged 3.82 percent with an average 0.5 point for the week ending June 6, 2019, down from last week when it averaged 3.99 percent. A year ago at this time, the 30-year FRM averaged 4.54 percent. 
    • 15-year FRM averaged 3.28 percent with an average 0.5 point, down from last week when it averaged 3.46 percent. A year ago at this time, the 15-year FRM averaged 4.01 percent. 
    • 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.52 percent with an average 0.4 point, down from last week when it averaged 3.60 percent. A year ago at this time, the 5-year ARM averaged 3.74 percent.

    Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Borrowers may still pay closing costs which are not included in the survey.  

    Source: Freddie Mac

    If you have any questions about the local market, or if you're thinking about buying a home in the Greater Amherst and Northampton Area, contact Delap Real Estate.

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    Nine ways to secure your home while on vacation.

    Finally, it’s time for a much-deserved holiday. The last thing you want to do is fret about your home while you’re away. Before you pack up and head out for your annual week on the Cape or the cabin in Maine, take a few precautions so you can really relax!

    toys at the beach

    Nine ways to secure your home while on vacation:

    1. Put Lights on timers

    Simple timers, available online or at your local hardware store, can be plugged into your lights to create the illusion of occupancy. Automatic motion sensor lights by your entrance are both useful when you are home and a real deterrent to potential thieves.

    1. Install a home monitoring system

    There are many affordable home monitoring systems on the market today. A simple monitoring camera such as the Wyze Cam is easy to install, allowing you to check in on your home remotely from your phone. More advanced programs such as Indigo Home Automation or Domoticz work with devices like X10 that plug into electronic outlets, allowing you to turn lights on and off remotely and monitor your home from virtually anywhere in the world. Some offer instant phone alerts in case of fire or break-in.

    house lit up at night

    3. Leave a key with a friend or family member

    Having a trusted person close by to periodically check on your home is a real benefit.  You’ll also have someone to call on if something comes up that requires access, or if you lose your keys while away. Do not leave your hide-a-key in its usual spot. Chances are a determined thief can find it.

    4. Enlist a house sitter

    If you have pets or are going to be gone for an extended period, have a friend or family member house sit. Your pets and plants will get the most personalized attention, and you will have the peace of mind of knowing someone is there to keep an eye on things.

    5. Keep up on yard maintenance

    Keep a regular schedule of yard and pool maintenance so that your home does not look neglected. If you usually take care of these tasks yourself, hire a local company to maintain things temporarily. As an added benefit, you will have a much nicer place to return to.

    6. Hold your mail and newspapers

    Overflowing mailboxes and newspapers littering the yard are clear signals that you aren’t home. Contact your newspaper to suspend your paper delivery. Go to the post office and arrange to have your mail held, or ask a neighbor to collect it.

    secure your valuables

    7. Secure your valuables

    If you don’t have a fire-proof box, now is the time to get one. Stow your valuable papers and jewelry in a well-hidden place. Be sure that tempting items such as laptops are not in open view from outside. Take in any statuary that could easily be carried off from your yard.

    8. Don’t advertise your whereabouts on social media

    As tempting as it is to post all about your adventures, be cautious about sharing your whereabouts on social media. Check your settings and limit access to your posts to trusted viewers only.

    9. Double check your doors and windows

    Disconnect your garage door, as these devices can be easily hacked. Close blinds on the ground floor.  Are your windows all closed tightly and locked? Make a last check to be sure. 

    Buying or Selling a Home in the Pioneer Valley of Western Massachusetts?

    Contact Delap Real Estate

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    Help for First Time Homebuyers

    Do you think that a home of your own is beyond your reach?  Many potential home buyers are unaware that there are resources that can assist in making the dream of owning a home a reality. Valley Community Development (Valley CDC)  is an amazing organization right here in Western Massachusetts.  Their team has guided scores of people through their home buying experience.

    The Valley CDC offers First Time Homebuyer workshops every month at a different location, rotating between Easthampton, Northampton, & Amherst. Each workshop series meets 4 times, once per week, from 6 p.m. – 9:00 p.m. Classes are always held on weekday evenings. The workshops are open to anyone, regardless of where you live or work, or whether or not you are a First Time Homebuyer. Topics including budgeting, home inspections, closing procedures and more are covered. See the workshop schedule here. And of course, we at Delap are here for you and always delighted to help! If you are not yet in the market, or just starting out, or have questions-stop by our office, give us a call, or contact us by email. We can begin the journey with you to find a new home. It is nearer than you think!

     

     

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    Win the Bidding War and Get the House You Want

    By Holly Young, Co-Owner

    Shopping for a home can be fun and rewarding as well as frustrating and discouraging. Finding the home you love only to have your offer edged out by another buyer can be heartbreaking, but in this market it’s almost a rite of passage. In a hot market, where the supply of homes is low and the demand high, you may find yourself in a bidding war with multiple offers.

    Here are 6 tips to making a winning offer:

    Buying a Home

    1. Include a preapproval letter with your offer

    Don’t prohibit a seller from taking your offer seriously by not including a preapproval letter or proof of funds (in the case of a cash offer). The seller will be assured of your financial viability with a letter from your lender that corroborates your ability to make a purchase. Getting preapproved before looking at homes will ensure you can pounce quickly when you find the home you want. You will also avoid the stress of submitting preapproval paperwork and writing an offer at the same time.

    2. Make a clean offer

    Put yourself in the seller’s position: if you were presented with two identical offers but one was firm and binding and the other conditional upon inspection, upon financing, or upon anything, which one would you choose? Sellers want offers that are clean and concise. If you know other bids are coming in and you really want a home, avoid putting in too many contingencies or making too many demands. That being said, one contingency you should think twice about before waiving is the home inspection. Should the inspector discover a major problem at the home, you may want to protect your right to back out of the purchase.

    3. Have the best terms

    In a bidding war situation, the seller is reviewing more than one offer to determine which the best fit is for them. The terms of the offer, not just the price, may determine which offer they choose. A good agent will give you the edge by finding out what the seller’s desired close date is so you can marry your offer to that date. A sizable deposit may also help sweeten the impression of your offer over another. If it comes down to a few thousand dollars, an offer with more attractive terms may win the day.

    4. Write a letter to the seller

    While this won’t overcome a large difference in your bidding price, it will definitely help at the margin. Let the seller know who you are and why you love their house. A heartfelt and sincere letter that includes a picture of yourselves, children, or pets will make you stand out as more than just a number on a page and build rapport with the seller.

    5. Use an escalation clause

    An escalation clause is a term in an offer that states you will pay x price for the home, but if the seller receives another offer that's higher, you will increase the offer by some increment up to y price. In theory, an escalation clause is fairly simple. In practice, there are a lot of details involved, especially if there are two or more offers submitted that contain escalation clauses. Some sellers don’t like escalation clauses and prefer that buyers submit exactly what they're willing to pay. Your agent can find out whether an escalation clause will be favorably received.

    6. Work with an agent who knows the market

    Working with a real estate professional who is an expert in the market is crucial in a multiple offer situation. There are countless strategies and details that an experienced agent can navigate to give you the competitive edge. That edge may determine whether you will be on the winning or losing end of a bidding war.

    Are you thinking about buying a home in the Pioneer Valley of Massachusetts? Contact Delap Real Estate or start your home search today!

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    Welcome to our new blog!

    We look forward to making this the best resource for information about real estate, our local area, and current topics that impact you. Please feel free to comment on our posts if you have questions or reactions to share. If there is anything you'd like to see us write about, we'd love to hear your ideas.

    Contact Delap Real Estate for all of your buying and selling needs in the Pioneer Valley of Massachusetts.

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